The median net worth of households in Spain is €160,800 and the mean is €344,700 (Banco de España, EFF 2024). Compare your net worth with people your age.
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Half of Spanish households have a net worth below €160,800, and the mean is €344,700. Enter your age and your net worth to see where you stand.
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Median of all households
€160,800
Mean: €344,700. Enter your age and your figure to compare yourself with your group.
0medianRichest 10%
In Spain, the median net worth of households is €160,800 and the mean is €344,700, according to the Banco de España's Survey of Household Finances 2024. Wealth grows with age up to 65–74, when the median reaches €249,200.
The survey measures households, not people, and doesn't include cars or other vehicles. If you live with a partner, compare your combined net worth.
By age of the head of household, in 2024 euros. The bar is the median; the mark, the mean.
| Age of head of household | Median | Mean | Median compared with 2022 |
|---|---|---|---|
| Under 35 | €22,900 | €90,100 | +7.5% |
| 35–44 | €80,200 | €218,300 | −1.7% |
| 45–54 | €145,900 | €267,100 | +7.4% |
| 55–64 | €214,500 | €450,400 | +6.6% |
| 65–74 | €249,200 | €463,800 | +4.9% |
| 75 and over | €214,500 | €469,300 | −8.6% |
| All households | €160,800 | €344,700 | +6.0% |
The 2022 figures are expressed in 2024 euros, so the change already accounts for inflation. Download the data (CSV)
Median of each band of households, ordered from least to most wealth.
Share of each type of asset in the total value of household assets.
Owning a home makes the difference: homeowner households have a median of €239,300 and the rest, €6,400.
Picture ten neighbours: nine have €100,000 and one has €5 million. The mean comes out at €590,000, even though nobody has that figure; the median stays at €100,000. Net worth works the same way: the Spanish mean is almost double the median because a few households have a lot.
To know whether you're on track, compare yourself with the median for your age. And above all, with yourself a year ago: your progress says more than your position.
All figures come from the Banco de España, “Encuesta Financiera de las Familias (EFF) 2024: métodos, resultados y cambios desde 2022” (Survey of Household Finances 2024: methods, results and changes since 2022), Occasional Paper 2610, table 1.B and section 4.1. They are in 2024 euros. The comparison by age and the approximate percentile are our own.
According to the Banco de España's Survey of Household Finances (EFF) 2024, the mean net wealth of households is €344,700 and the median is €160,800. The median is more representative: half of households have less and the other half more.
In households whose head is under 35, the median is €22,900 and the mean €90,100. It is the group with the least wealth, mainly because most don't own their home yet.
Between 65 and 74, with a median of €249,200. That's a little later than the age of highest income: people keep saving and the mortgage is already paid off.
Because a few very wealthy households push the mean up. The richest 10% have a median of €1,085,800 within their group. The median doesn't move with those extremes and describes the typical household better.
Yes. The main home is families' most important asset: 41.7% of the value of all their assets. That's why homeowner households have a median of €239,300 and those who don't own, €6,400.
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