What Legacy doesn't do
- It doesn't transfer assets or give access to your accounts. Heirs follow the usual legal process; Legacy tells them where to start.
- It doesn't replace a will. To pass on what you have, or to leave instructions about your digital life, you need a will made before a notary.
- It isn't a place for passwords, private keys or recovery phrases. Write where they are or who has them, never the keys themselves.
- It depends on the plan being set up properly: your trusted contacts' emails up to date and your notes reviewed now and then.
Why it matters
When someone dies without leaving anything in writing, their family takes months to find out which accounts, funds, insurance policies or debts there were: certificates, letters to each bank and phone calls. An up-to-date list and a letter turn that search into an afternoon.
That's why Legacy lives alongside your net worth: the list keeps itself up to date every time you update a balance.
Frequently asked questions
What happens to my accounts if I die?
Your heirs will have to find out what you had: request the certificate of last wills, the certificate of accounts from the tax agency and ask bank by bank. Legacy doesn't change that process, but it saves them the search: from the start they'll know what there is, where and who to call.
When do my trusted contacts receive the link?
With the default settings, if you don't sign in for 90 days we email you twice; if you don't reply, we alert your trusted contacts and, a week later, the link reaches them. You can choose to give signs of life every 30, 60, 90 or 180 days.
What if a warning goes out by mistake?
Just sign in to Nett or press “I'm still here” in any of the emails. The plan starts over and nobody receives anything.
Does it replace a will?
No. Legacy doesn't transfer assets or give access to your accounts: it only explains what there is and where. To pass on your assets you need a will made before a notary, which can also include instructions about your digital life.
Should I keep my passwords in the notes?
No. No passwords, no private keys, no recovery phrases. Write where they are or who has them. Heirs access accounts through the legal route, not with your keys.
How much does it cost?
Nothing: Legacy is part of Nett, which is free.